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Personal > Retirement Services > IRAs

Traditional IRA

Anyone who is under age 70 1/2 with earned income can contribute to a traditional IRA. Your contribution may be tax-deductible* and your earnings are tax-deferred until you withdraw funds from your account.

Roth IRA

Enjoy a convenient way to save for your retirement - contributing to a Roth IRA may offer you greater tax savings* and withdrawal flexibility than a traditional IRA. You may contribute to your Roth IRA beyond age 70 1/2. Your eligibility depends on your income.

Coverdell Education Savings Account

With the rising cost of education, an Education Savings Account is a great way to save for a child's education costs. You don't have to be the parent or guardian to contribute - grandparents, uncles, aunts, friends, etc. are eligible as well. You may make separate contributions for each child under 18. Your contributions may be tax-free* and your earnings may be penalty-free as long as your funds are used to pay for qualified primary, secondary and higher education expenses and are withdrawn before the child turns 30.

*Consult your tax advisor for tax deductibility.

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