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Business > Business Services > Merchant Services

Merchant Services

ACCEPT CREDIT AND DEBIT CARDS WITH TSYS

New York Commercial Bank has partnered with TSYS®, one of the nation's leading providers of payment processing services, to offer you innovative, money-saving payment processing solutions that will help your business grow and succeed.

Customized Payment Processing Solutions for Your Business

Whatever your business model - traditional POS retail, mobile, mail/telephone order, e-commerce or any combination - TSYS can customize a payment processing program that's right for your business.

Services offered by TSYS include:

  • Ability to accept all major credit and debit cards, plus ACH processing and check verification
  • Multiple authorization networks and transaction processing options
  • Quick and easy electronic application process
  • 24/7/365 U.S.-based merchant support
  • Comprehensive 24/7 online reporting
  • American Express® Card acceptance at the same rate as other payment cards*

Credit Card processing devices

A full suite of innovative product offers including:

Process Now®

Mobile App-and-hardware solutions that let you accept payments wherever and however your customers want to pay. Take your business directly to your customers with mobile processing solutions for Apple® and Android mini-tablets and smartphones.
  • Accept Visa®, MasterCard®, American Express, Discover® and PayPal™ at the point of sale
  • Print or email customer receipts
  • Enter inventory items quickly and easily
  • Manage tips and tax rates
TransFreedom®

Accept credit cards simply and affordably. TransFreedom combines a number of monthly charges into one single low monthly fee that's less than the cost of the individual fees.
  • No hidden fees - statements clearly explain all charges
  • Choice of fee tier based on monthly processing volume
  • Cost flexibility to grow and still maintain low fees
TransLink

User-friendly Internet-based reporting system helps you manage payment processing from any web-enabled PC.
  • Comprehensive activity reports that provide access to all payment card transactions
  • User controls to create reports based on the information needed
  • Online response to chargebacks and retrievals
Transaction Express®

Complete online payment processing management system and payment gateway gives you complete control of your credit and signature debit card payment acceptance, wherever you are.
  • Real-time transaction processing
  • Recurring billing with tokenization for both one-time and recurring (automatic and manual) payments
  • Direct swipe via USB with no additional software
Data Breach Security Program: This program offers you financial protection in the event of a security breach, saving potentially hundreds of thousands of dollars in fines and related expenses - all for a low monthly fee. The program covers:
  • An industry-mandated audit for a suspected breach
  • Card replacement costs and related expenses
  • Industry assessments and fines
EMV®: Chip cards are also known as EMV (short for Europay/MasterCard/Visa). They allow you to process credit and debit cards that use a microchip to store data.
  • Protect your business from financial liability
  • Accept mobile wallets like Apple Pay®
  • Secure data transfer through encryption
  • Process non-chip cards, too
  • Your equipment may need to be upgraded in order to accept EMV cards
  • Chip cards make duplication of card information much more difficult

Visa, Mastercard, Discover, American Express, PayPal

For more information, please visit your local branch.

TSYS® is a third-party provider of merchant services.

*Merchants that process less than $1,000,000 in American Express annual charge volume may be program-eligible (certain restrictions and exclusions may apply). †Transaction Express account required to use ProcessNow; regular monthly fee applies. All merchants subject to credit approval; some restrictions and exclusions apply. All offerings are subject to change or discontinuance at any time. Trademarks are the property of their respective owners and are not necessarily affiliated with TSYS. Apple and Apple Pay are registered trademarks of Apple Inc. Android is a trademark of Google Inc. EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries. TSYS® is a federally registered service mark of Total System Services, Inc. All rights reserved. TSYS Merchant Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA, and First National Bank of Omaha, Omaha, NE. TransFirst® is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA; and Deutsche Bank, New York, NY for Visa and Mastercard transactions only.

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