The NYCB Visa® debit card takes you beyond conventional checking, and gives you a faster, more economical, and more convenient way to buy the products and services you need.
You can purchase groceries, clothing, gasoline, or anything else, wherever Visa® is accepted.
Plus, the NYCB Visa® debit card performs all functions of an ATM card.
Our New York Community Bank Visa® Debit Cards come with chip technology built right in.
Receive an enhanced level of security. When you use your card at a chip-enabled terminal, the embedded chip generates a unique transaction code. The unique transaction code is only good for one transaction, making it difficult to counterfeit or copy your card information.
Count on Visa’s Zero Liability Policy. You’re protected against unauthorized use of your card or account information.1
Enjoy global acceptance. More places than ever now accept Visa® Debit Cards. So whether you checkout using chip technology or swipe your card, you can pay with confidence worldwide.
Plus get cash, check your balance and more at millions of ATMs worldwide.
Earn Even >more with your NYCB Visa® debit card!
Use your NYCB debit card and start earning points that lead to cash rewards every time on qualifying transactions with our Rewards program2!
1 Visa's Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN transactions not processed by Visa or any other transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
2 The Rewards Program is available for personal checking accounts only. Restrictions apply. Eligible personal checking accounts with a Visa® Debit Card are automatically enrolled in the Rewards Program. No minimum monthly balance requirement to participate. Customer must accumulate a minimum of 2,000 Reward Points ($20 in cash) before becoming eligible for redemption. Points will be accumulated for all Visa® Debit Card transactions of $50 or more. A value of 10 points ($0.10 in cash) will be awarded for each qualified signature and PIN-based (Point-of-Sale Debit/Credit) Visa® Debit Card transaction of $50 or more. ATM transactions do not qualify. There is a fee for Point-of-Sale Debit transactions; fees may offset earnings. Please refer to the current fee schedule for further details. Maximum $500 in Cash Rewards may be earned in any calendar year (50,000 Reward Points). Reward Points earned after the customer reaches the $500 annual Cash Reward maximum will be carried over automatically into the next calendar year and credited to the customer's account. If the account is closed or in the event the Rewards Program is discontinued, any existing accumulated points would be forfeited. Please consult your tax advisor. Offer may be withdrawn at the discretion of the bank at any time.