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Terms of Use – New York Community Bancorp, Inc.

​PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING OR USING THIS WEBSITE AND ITS PAGES (COLLECTIVELY, THIS “SITE”), YOU AGREE TO BE BOUND BY THESE TERMS OF USE (THE “TERMS”) AND ACCEPT THEM IN FULL, AS THEY MAY BE MODIFIED FROM TIME TO TIME AND POSTED ON THIS SITE BY NEW YORK COMMUNITY BANCORP, INC., AFFILIATES OR SUBSIDIARIES (COLLECTIVELY, “NYCB”). IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS OF USE, DISCONTINUE YOUR ACCESS TO THIS SITE IMMEDIATELY.

  1. Acceptance of Terms and Subsequent Amendments
    The Terms of Use constitute the entire agreement between NYCB and you with respect to your use of the Site. In the event of any conflict between the Terms set forth herein and the Online Banking Agreement, the Online Banking Agreement will control. You agree that NYCB may amend or alter the Terms by posting on the Site such revised Terms or a reference to the web site where such revised Terms may be reviewed. Use of the Site after such posting of any modifications or additions shall constitute your acceptance of the new Terms as indicated above. We therefore suggest that you review the Terms periodically for any changes or modifications.
  2. Copyright © All Rights Reserved
    Copyright in the Site and in the screens displaying the Site, and in the information and material therein and in their arrangement, is owned by NYCB unless otherwise indicated.
  3. Trademarks
    New York Community Bank and the “NYCB logo” are registered trademarks of New York Community Bancorp, Inc.  NYCB may also claim rights in other trademarks and service marks in the Site.
  4. Non-Proprietary and Non-Confidential Treatment of Information
    All information submitted to NYCB via this Site shall be deemed and remain the property of NYCB, and NYCB shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in such information.  NYCB shall not be subject to any obligations of confidentiality regarding submitted information except as specially agreed or as otherwise required by law.
  5. Use of Information and Materials and Availability
    The information and materials contained in the Site, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of NYCB's web sites and systems including but not limited to unauthorized entry into NYCB's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by NYCB.
    This Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
  6. Exclusion of Warranties and Limitation of Liability
    THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS", "AS AVAILABLE". NYCB DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.
    IN NO EVENT WILL NYCB BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF NYCB, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.
  7. Privacy
    Your use of the Site constitutes acceptance of NYCB’s Privacy Policy, which is incorporated by reference into the Terms. Please read our privacy policy, which explains how we handle personal data collected by NYCB, if any, via the Site.  NYCB reserves the right to change its privacy policy without prior notice.
  8. Links to Third Party Sites
    The Site may contain links to other web sites or frame information from other web sites that are not under the control of NYCB. NYCB is providing these links and/or frames to you only as a convenience. NYCB MAKES NO ENDORSEMENTS, WARRANTIES OR REPRESENTATIONS OF ANY KIND WHATSOEVER REGARDING THOSE WEB SITES, INCLUDING THE PRODUCTS, SOFTWARE, MATERIALS, SERVICES, CONTENT OR ACCURACY OR APPROPRIATENESS OF CONTENT ON SUCH LINKED WEB SITES. YOUR DECISION TO ACCESS ANY SUCH OTHER WEB SITES SHALL BE ENTIRELY AT YOUR OWN RISK AND DISCRETION. IN PARTICULAR, PLEASE NOTE THAT THE POLICIES OF OTHER WEB SITES LINKED TO OR FROM THE SITE MAY BE MATERIALLY DIFFERENT THAN THE TERMS ON THE SITE, ESPECIALLY WITH RESPECT TO THE USE AND COLLECTION OF PERSONAL INFORMATION AND WITH RESPECT TO THE USE OF PROPRIETARY INFORMATION POSTED ON THAT WEB SITE. No permission is hereby granted to you to link from any other web site to any portion of the Site, or to frame any content contained on the Site without NYCB's prior written permission.
  9. Miscellaneous
    If you discover a link on the Site that is not active or other information that you believe is out-of-date, we invite you to submit this information to us at ContactUs@myNYCB.com.  
    NYCB is committed to providing the best possible experience for users of the Site. If you observe material or behavior that may violate one of the Terms, including without limitation material that you believe may be infringing another's rights, please contact Webmaster, New York Community Bancorp, Inc., 615 Merrick Avenue, Westbury, New York, 11590.

Terms of Use Terms, Terms of Use Terms of Use