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Personal > Loans and Lines

Loans and Lines

Are you considering buying a home? Maybe you're looking for a better credit card deal? Perhaps you're looking to protect yourself from the embarrassment of a bounced check. Whatever your individual needs, the NYCB Family of Banks can help you reach your goals.

Home Mortgages*
When you're shopping for a home loan, low rates and dependable service are important factors in choosing a mortgage lender. We are confident you will find the best of both with New York Community Bank!

Mortgage loans are referred to and offered by New York Community Bank. New York Commercial Bank is an affiliate of New York Community Bank as both banks are wholly-owned subsidiaries of New York Community Bancorp, Inc.

Platinum Plus® Credit Cards
Our Platinum Plus® Credit Card offers the ability to earn WorldPoints® Rewards!

This credit card program is issued and administered by FIA Card Services, N.A.

Overdraft Protection*
Give yourself the peace of mind of knowing that your checks or automated payments will clear, even if your checking account becomes overdrawn or has uncollected funds. There is a fee for this service and conditions apply.

*Subject to credit approval.

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